Being an Associate Partner Practice of St. James's Place allows us to provide an industry-leading level of advice and service without sacrificing the investment capabilities which help deliver on our clients’ retirement ambitions. This collaborative approach means our clients feel that they benefit from a highly personalised face-to-face advice but also a distinctive investment management approach. 

MacPhail Kennedy can provide: 

• Highly personalised face-to-face financial advice 
• A lasting ongoing relationship with your adviser, supported by regular reviews
• Unlimited access to your adviser by phone, online or in-person
• The suitability of our advice is guaranteed by St. James's Place 

• A comprehensive range of services, from investment management and tax planning to retirement planning and protection 
• Annual and online Wealth Account, plus regular investment updates 
• Access to technical specialists in areas such as tax and trusts

• Access to many of the top fund management teams globally, some exclusive to SJP
• Expertise from the SJP Investment Committee who are assisted by independent advisers and consultants 
• Ongoing management of your investments with investment professionals working on behalf of clients like you 

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up.  You may get back less than you invested.

Trusts are not regulated by the Financial Conduct Authority